The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you proceed to divvy it up among all your outstanding bills, intending to put whatever is left over into your savings. But there never seems to be anything left over and your savings don’t ...
Let’s face it, coming up with smart and simple ways of saving money takes thinking that is a bit more creative. Use some of these shortcuts to managing your finances. They are guaranteed to save you time and money. Trick your mind into saving Can’t always come up with where your money goes? There is a simple solution: ...
Many people today place money with financial analysts, fund managers and experts in the hope that they can grow their funds. However studies have shown that in the vast majority of cases, the individual generates the same return as the experts. But most people when confronted with this fact, usually reply that they do not ...
You've organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you're ready to point and click your way to what you hope will be a generous tax refund. But while your records are still organized and your computer's still on, why not look beyond that refund to ...
A good way to prevent yourself from digging yourself further and further into debt is to form a personal budget that can work for you. Many people spend their hard earned money frivolously without having much regards to how much money they will have left before their next paycheck comes. They will often find themselves ...
You’ve probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied “I’ve been retired for about four days now” when asked what he would do with his winnings. His response did not surprise me; I’m sure my reaction would be similar! What does ...
Have you ever found yourself asking this question? If you have you are not alone. There are thousands of people who find themselves looking at their bank statements or calling their banks and asking this same exact question. The problem is two fold. By this I mean, as consumers it is our money so it is our ...
What is true wealth? What should you expect if you reach the end of the gold paved road to financial freedom? If you have a million dollars, will you be satisfied? What about 10 million? Is true wealth a numbers game or do other factors enter into the equation? Ebenizer Scrooge of Dicken’s The Christmas Carol ...