Staying on top of the family finances does not have to be difficult. With a little planning, your finances can be kept up to date with ease. Believe me, having a handle on your family finances goes a long way in creating family harmony. The first step is to set up a bookkeeping system. We’ve used ...
How you spend and manage money is a tangible way to measure your values. 1. Are you able to keep the promises that you make? When you borrow money you are making a promise to the person or financial institution that you borrow from to pay the money back. Is it more important to keep your promises ...
Recently I almost lose my job. It is cause by some misunderstanding. Luckily the misunderstanding got resolved and I manage to retain my job now. I am not here to talk about what is causing that misunderstanding. But I wanted to talk about what is my backup plan if I were to really lose my ...
You deserve more money. Everyone does. We work too hard to only get paid what we currently get paid. It’s not a scam. It’s simply using the assets you have to leverage a greater investment! Here are a few ideas to help you increase your income. But if you’re reading this while you’re on a website ...
Everyone has fixed expenses which are the basic of needs for our daily living. There is no way to eliminate the fixed expenses but with some innovative budgeting, you could save some good money from this practice. If you have debt problem, a good practice in expense control and budgeting can help you to free ...
How that is some people can retire at 50? Or not lose their shirt when there’s a stock market “crash”? Why are some people able to earn high incomes or even have “multiple streams of income? How come some people retire to a life of luxury and world travel, while others barely have enough to feed and ...
No one likes to budget. It’s a lot of work for little reward. But the secret of budgeting and personal financial management is simply to ensure that there’s just enough money left over each month to pay your bills and maybe have a little fun. Many people do not budget but it should be done ...
There was a list of funny ways to save money on a "frugal living" website. They weren't necessarily meant to be funny, but were gleaned from real suggestions sent in. Some cheapskates don't seem to notice that an extra hour at work might put them further ahead than many hours of penny-pinching. The following are real ...
In 2002, the average annual cost for a public university was $9,338. It is estimated that by 2017, the average annual cost will be $19,413. And that’s just for tuition and credit fees. Let’s not forget about room and board, books, food, clothes and extra activities. With those figures it mind, it would be wise to ...